✨ Less manual work. More clarity. — Claim yours →
🏭 For Manufacturers, Traders & Exporters

Bank reconciliation
that does itself.
Every single day.

Upload your ICICI, HDFC, Kotak or any bank statement — Excel, CSV or PDF. Adhara matches every debit and credit against your invoices automatically. Your CA gets a clean, filing-ready package. No manual work. No missed ITC.

Start Free Trial — 30 days freeSee a Demo
No credit card neededWorks with any Indian bank statementSetup in under 10 minutes
Adhara SME — Bank Reconciliation
₹7.63L
ITC Recoverable
104
Transactions
94%
Auto-matched
VendorAmountBankStatus
Sharma Traders₹45,200ICICIMatched ✓
Ravi Chemicals₹1,12,000HDFCMatched ✓
Kumar Suppliers₹28,500KotakReview
Singh & Sons₹67,800AxisITC Found
Mehta Trading₹93,200ICICIMatched ✓
8 entries need reviewReview Now →

THE PROBLEM

Sound familiar?

Hours lost every month

Matching bank entries to invoices manually takes 4–6 hours every month. That's time you could spend running your business.

4–6 hrs
lost to manual reconciliation monthly

ITC slipping through the cracks

Missed invoices, wrong GSTIN entries, GSTR-2B mismatches — every error means ITC you're entitled to but not claiming.

₹7.63L+
ITC identified in a single client audit

CA asking for documents again

Every filing cycle ends with your CA calling to ask for the same documents. Bank statements, invoices, receipts — all in different places.

20th
GST deadline that arrives too fast

WHAT ADHARA SME DOES

Everything your CA needs. Automatically.

Upload Bank Statement
Drop your bank statement hereExcel · CSV · PDF · Photo
ICICIHDFCKotakSBIAxisAny bank

UPLOAD

Any bank. Any format.

Upload your bank statement in Excel, CSV, PDF — or even a photo from your phone. Adhara supports ICICI, HDFC, SBI, Kotak, Axis, Yes Bank, IndusInd and any other Indian bank. No special export format needed.

  • ✓Excel, CSV, PDF supported
  • ✓Phone photos (JPEG, PNG, HEIC)
  • ✓Any Indian bank statement

RECONCILIATION

Every entry matched. Automatically.

Our AI matches every bank debit and credit against your invoices using 4 signals — amount, vendor name, date, and GSTIN. 94% of entries match on the first run. You only review the exceptions.

  • ✓94% auto-match accuracy
  • ✓Amount + vendor + date + GSTIN matching
  • ✓Gets smarter with every correction
AI Reconciliation
Amount ✓Vendor ✓Date ✓GSTIN ✓
94%
auto-match on first run

Axis Bank ₹45,200 → Sharma Traders Inv #2891

ITC Recovery Center
GSTR-2B mismatch82%
Missing invoices64%
Rate errors41%
Cancelled suppliers23%
₹7.63L recoverable

ITC RECOVERY

Stop losing ITC you're entitled to.

Adhara scans every transaction for 4 types of ITC leakage — GSTR-2B mismatches, missing invoices, rate errors, and cancelled suppliers. Every recoverable rupee is surfaced with a recommended action.

  • ✓4 leakage categories tracked
  • ✓Recoverability score per ITC line
  • ✓CA-ready recovery report

CA READY

Your CA gets everything. In one click.

When filing day comes, share a clean reconciled data package with your CA — ready for Tally or Zoho Books. No calls. No WhatsApp forwards. No missing documents.

  • ✓Clean data export for Tally
  • ✓GST filing readiness score
  • ✓Zero manual re-entry for your CA
Filing Package Ready
  • ✓ Bank reconciliation complete
  • ✓ ITC calculated
  • ✓ GSTR-2B matched
  • ✓ Invoices organised
  • ✓ Tally export ready
Share with CA →

PILOT RESULT

₹7.63L recovered.
104 entries matched.
Day one.

A chemicals exporter in Hyderabad uploaded 6 months of bank statements from ICICI and Kotak. Adhara matched 94 of 104 transactions automatically and identified ₹7.63L in recoverable ITC — in a single session.

“I used to spend every Sunday on this. Now I open Adhara on Monday morning and everything is already done.”

— Chemicals Exporter, Hyderabad
₹7.63L
ITC identified as recoverable
104
bank entries processed automatically
94%
auto-match accuracy on first run

Prepares organised data — ready for

Tally PrimeZoho BooksExcel / CSVYour CA

Direct integrations coming soon — get notified →

FAQ

Common questions from SME owners

No — and that's intentional. You simply upload your bank statement as an Excel, CSV or PDF file. No bank login, no API connection, no security risk. Download your statement from your bank's website and upload it to Adhara.

Adhara works with any Indian bank statement in Excel, CSV or PDF format. We have tested with ICICI, HDFC, SBI, Axis, Kotak, Yes Bank, IndusInd, IDFC First, Bank of Baroda and Federal Bank. If your bank provides a downloadable statement, Adhara can read it.

No — Adhara makes your CA's job easier, not redundant. We handle the reconciliation and data organisation so your CA can focus on filing and advisory work. Think of Adhara as the preparation layer before your CA.

Adhara scans every transaction against your invoices and GSTR-2B data to identify four types of ITC leakage: GSTR-2B mismatches, missing invoices, rate errors, and cancelled supplier transactions. Each recoverable amount is flagged with a recommended action for your CA.

Yes — Adhara prepares clean, organised reconciled data that is ready to share with your CA or feed into Tally Prime. Direct one-click Tally integration is on our roadmap and coming soon.

Stop reconciling manually.
Start recovering ITC.

Join manufacturers, traders and exporters across India who've made manual reconciliation a thing of the past. 30-day free trial. No credit card. No setup fees.

Start Free Trial — 30 days freeBook a Demo
No credit cardAny bank statementSetup in 10 minutesCA-ready on day one